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Take-home pay calculator

See what reaches your bank account each month and each year after income tax and social security. Each country uses its current official rules, and every source is listed.

Take-home pay in the United Kingdom

Tax year 2026 to 2027 (6 April 2026 to 5 April 2027)

About this estimate

Rules used: Tax year 2026 to 2027 (6 April 2026 to 5 April 2027)

Estimates only. Your payslip can differ.

See assumptions and sources

What we assume

Employment income only, standard tax code 1257L, National Insurance category A.
Personal Allowance of £12,570, reduced by £1 for every £2 of income above £100,000.
England, Wales and Northern Ireland: 20%, 40% and 45%. Scotland: 19%, 20%, 21%, 42%, 45% and 48% on the Scottish bands.
National Insurance of 8% between £12,570 and £50,270 a year and 2% above, worked out on the year. Payroll works it out each pay period, so uneven pay can change it.
Pension contributions are taken before income tax (a net pay arrangement), so they lower income tax but not National Insurance. Salary sacrifice would also lower National Insurance.
No student loan, no benefits in kind, no other income.